PolyVoice Terms of Service

Document version: 0.2 (draft)

Backend current Terms version: 0.2

Effective version: none — no final/effective Terms version has been approved or published.

Last reviewed: August 23, 2026

Publication status — current draft, not effective. The backend currently identifies Terms version 0.2, but this document remains a draft and is not the effective consumer contract. It does not yet publish the final operator information and is not ready for final use until the governing-law jurisdiction, Privacy Policy, required purchase and cancellation disclosures, and acceptance flow have been confirmed and reviewed.

These Terms of Service (the “Terms”) are a legal agreement between you (“you” or “your”) and the operator of PolyVoice (referred to as “PolyVoice,” “we,” “us,” or “our”). They govern your access to and use of the PolyVoice applications, websites, desktop and mobile software, hosted services, notes, voice-note features, and related services (collectively, the “Services”). The final operator information will be added before public launch.

By creating an account, clicking an acceptance control, downloading or using a PolyVoice application, or otherwise accessing the Services, you agree to these Terms and only those policies or supplemental terms that are expressly identified as incorporated and made available to you. If you do not agree, do not create an account or use the Services. If you accept these Terms for a company or other organization, you represent that you have authority to bind that organization, and “you” includes that organization.

1. Eligibility and accounts

1. You must be at least 13 years old, or older if the law where you live requires a higher minimum age for an online service. The Services are not directed to children under 13. If you are under the age of majority, you may use the Services only with the permission and supervision of a parent or legal guardian who agrees to these Terms, where that use is permitted by law. We do not knowingly offer the Services to children under 13.
2. You must provide accurate, current, and complete account information and keep it up to date. We may use your account email to send service, billing, security, and legal notices.
3. You are responsible for protecting your credentials, devices, authentication methods, and API or session tokens. Do not share your account credentials or allow another person to use your account. You are responsible for activity through your account unless it resulted from PolyVoice’s failure to use reasonable security measures.
4. Notify us promptly at hello@polyvoice.cloud if you believe your account or a device used to access the Services has been compromised.
5. One person may not create or maintain multiple accounts to evade a limit, suspension, payment obligation, or other control. We may require additional verification before enabling paid or high-volume features.

2. The Services

PolyVoice is a voice-first writing and notes service. Depending on your plan, device, permissions, and the features we make available, the Services may let you:

• capture speech through a browser, mobile device, or desktop application;
• convert speech to text through realtime or batch transcription;
• clean up, reformat, or rewrite a transcript using selectable modes;
• keep a searchable transcript history;
• create, edit, organize, archive, and delete notes and groups;
• record and attach persistent voice notes to a note;
• use voice instructions to request AI-assisted note operations;
• share selected notes or groups through links or other collaboration features;
• insert completed text into another application on supported desktop platforms; and
• use related updates, documentation, support, and account or billing features.

Features, supported platforms, language support, limits, and availability may differ by release, region, device, operating system, plan, and required permissions. We may add, change, suspend, or discontinue a feature or part of the Services. Where a change materially reduces a paid feature, we will provide notice when reasonably practicable and preserve any rights required by applicable law.

The Services may depend on internet access, operating-system permissions, authentication providers, hosting providers, payment providers, speech-to-text providers, AI providers, app stores, and other third parties. We do not control those third parties and are not responsible for their independent products, policies, outages, or changes.

3. Device permissions and your responsibility for use

To use some features, you must grant permissions such as microphone, accessibility, keyboard, storage, notification, or network access. You are responsible for deciding whether to grant those permissions and for configuring your device securely. Platform restrictions may affect how a feature works. For example, a mobile keyboard or desktop text-insertion flow may require an operating-system setting, a companion application, or a manual handoff.

You are responsible for reviewing text before sending, publishing, saving, or relying on it. You are also responsible for complying with the rules of any application into which you insert text.

4. Free and paid plans

The Services may include free features, paid subscriptions, trials, or other offerings. The applicable price, billing interval, taxes, included features, and limits are the ones shown at the time of purchase or in the applicable in-product or checkout description.

The current product configuration may include the following examples, which are subject to change:

Audio usage is measured in whole seconds and resets at the start of each UTC calendar month. Talk to Your Note accepts voice input only. We may enforce or adjust audio, note, group, file-size, duration, concurrency, rate, or other limits. We may refuse, delay, throttle, or require an upgrade for usage that exceeds the limits applicable to your account. Limits are not a promise that a particular volume of content will always be accepted or processed.

Owned notes remain counted while archived; permanently deleting an owned note releases its slot. Notes shared with you count toward their owner’s allowance. Each individual note remains limited to 500 blocks and 200,000 characters. Each voice note is limited to 15 minutes and 20 MB. We do not automatically delete finalized voice notes merely because a subscription changes.

5. Subscriptions, billing, cancellation, and refunds

5.1 Payment provider and authorization

Paid transactions are processed by Paddle, our payment provider and merchant of record. Paddle is the contracting party for payment transactions, and its checkout and applicable Buyer Terms identify the relevant Paddle entity for your location. By completing a purchase, you authorize Paddle to charge the payment method you provide for the selected subscription, purchase, taxes, and other amounts shown at checkout. Paddle’s Refund Policy, privacy notice, invoicing rules, and any transaction-specific terms may also apply to the payment relationship. These Terms govern your use of PolyVoice; Paddle’s terms govern the Paddle transaction to the extent they address payment, billing, cancellation, or refunds.

You must provide valid billing information and promptly update it if it changes. We may suspend or restrict paid features if a payment is declined, reversed, overdue, disputed improperly, or reasonably suspected to be fraudulent.

5.2 Recurring subscriptions

Unless the checkout says otherwise, a subscription renews automatically for successive billing periods at the then-current price until canceled. You authorize recurring charges at each renewal. We may provide renewal or price-change notices where required by law or our checkout flow; you are responsible for reviewing the renewal details and keeping your account email current.

You can cancel a subscription through the billing-management flow made available for your account, which opens Paddle, our subscription management platform, in the Paddle customer portal. Cancellation normally prevents the next renewal and does not retroactively cancel the current paid period. Access to paid features may continue until the end of the paid period unless the checkout, a refund, a violation of these Terms, or applicable law provides otherwise.

5.3 Prices, taxes, and changes

Current web plans are priced in EUR for EU billing addresses and USD for billing addresses outside the EU, as shown above. The listed web subscription price includes applicable taxes. Checkout determines the applicable region from the billing address and identifies the currency, included taxes, total amount, billing interval, and renewal terms before purchase. We may change prices, plans, or included usage for future purchases or renewals. Where required, we will give advance notice and allow cancellation before the change takes effect.

5.4 Refunds and withdrawal rights

Payments are non-refundable except where a refund is required by applicable law, promised at checkout, or approved through the applicable payment provider’s process. Refund requests should follow the process shown in the checkout or receipt, including the applicable Paddle Refund Policy. Nothing in these Terms limits mandatory consumer cancellation, withdrawal, conformity, or refund rights. Cancellation of a recurring subscription to prevent future renewal is distinct from any statutory withdrawal or refund right. For digital content or services supplied immediately, any loss or limitation of a statutory withdrawal right requires the express consent, acknowledgment, and other conditions required by the law that applies to you; use alone does not automatically waive rights.

5.5 Free trials and promotions

If we offer a free trial, promotion, discount, or referral benefit, additional terms may apply. Unless stated otherwise, a trial or promotion is available only to eligible users, may be limited to one per person or payment method, cannot be combined with other offers, and may be changed or withdrawn where permitted by law. If a trial converts to a paid subscription, the conversion date, price, and cancellation method will be shown before or during enrollment.

6. Your content

6.1 Ownership

“Your Content” means audio, voice recordings, transcripts, cleaned text, notes, voice notes, documents, blocks, titles, custom vocabulary, prompts, instructions, shared materials, and other content you submit to, create in, store in, or transmit through the Services. As between you and PolyVoice, you retain your rights in Your Content, subject to the rights you grant in these Terms and any rights of third parties whose material you include.

PolyVoice owns or licenses the Services, including the software, user interface, designs, documentation, trademarks, service marks, logos, infrastructure, and improvements to them. These Terms do not transfer that intellectual property to you.

6.2 License to operate the Services

You grant PolyVoice a worldwide, non-exclusive, royalty-free license to host, store, reproduce, format, transcode, adapt, transmit, display, index, process, and otherwise use Your Content only as reasonably necessary to:

1. provide, synchronize, and make the Services available to you and people you authorize;
2. transcribe, clean up, summarize, search, render, or otherwise perform a feature you request;
3. secure, troubleshoot, maintain, monitor, test, and prevent abuse of the Services;
4. comply with law, enforce these Terms, respond to legal process, and protect the rights, safety, and property of PolyVoice, users, or others; and
5. create aggregated or de-identified information that cannot reasonably identify you or reveal the substance of Your Content, for service operations, analytics, and improvement.

This license includes the right to use service providers acting on our behalf, such as hosting, authentication, storage, transcription, and AI providers, only for the purposes described above. For content you intentionally share through a link or collaboration feature, the license also covers making that content available to the recipients and visitors you authorize for as long as the share remains active.

We may retain limited copies of content or related records when necessary for security, fraud prevention, dispute resolution, legal compliance, billing reconciliation, backups, or recovery. Any data practices that are not described here should be addressed in the applicable Privacy Policy or other notice made available with the Services.

6.3 Your responsibilities and permissions

You represent and warrant that:

• you own Your Content or have all permissions, licenses, notices, and consents required for PolyVoice to process it under these Terms;
• Your Content and your use of the Services do not violate law, contract, confidentiality duties, intellectual-property rights, privacy rights, publicity rights, or other rights of another person;
• you will provide any notice and obtain any consent required before recording, transcribing, monitoring, or processing another person’s voice or communications, and you will not use the Services as a covert recording tool; and
• you will not submit content that you are prohibited from disclosing or processing through a third-party service.

You are solely responsible for the accuracy, legality, and appropriateness of Your Content. PolyVoice does not independently verify that you have permission to record or share other people’s content.

6.4 Outputs and feedback

The Services may generate transcripts, cleaned text, summaries, note suggestions, classifications, or other results (“Outputs”). To the extent permitted by law and subject to third-party rights, you may use Outputs as part of Your Content. Outputs may not be unique, and another user may receive similar results from different inputs.

If you send suggestions, ideas, bug reports, or other feedback, you grant PolyVoice a perpetual, irrevocable, worldwide, royalty-free right to use and incorporate that feedback without restriction or payment, provided that we do not publicly identify you without permission.

7. Transcription, AI features, and accuracy

The Services use automated speech recognition, language-processing, and other AI systems. These systems can mishear speech, omit words, alter meaning, invent facts, misattribute speakers, mishandle names or numbers, or produce unsafe or offensive results. Cleanup modes may intentionally change grammar, structure, concision, or style. Voice-note and note-assistant features may also fail to preserve every detail or apply an instruction as intended.

You must independently review Outputs before relying on, publishing, sending, storing, or sharing them. Do not rely on the Services or Outputs as a substitute for professional judgment, legal, medical, financial, employment, safety, compliance, or other expert advice. Do not use the Services or Outputs for decisions that could cause death, physical injury, or similarly serious harm without appropriate human review and safeguards.

PolyVoice may send relevant inputs to third-party providers to provide a requested transcription or AI feature. Provider availability, model behavior, and provider terms may affect results. We do not guarantee that a provider will be available, retain no data, produce a particular result, or remain integrated with the Services.

8. Sharing and collaboration

The Services may allow you to share a note or group through an invitation, a link, or another collaboration mechanism. You control whether and how you share Your Content, but you are responsible for:

• selecting appropriate recipients and access settings;
• keeping share links confidential when they are not intended for the public;
• reviewing shared content and revoking or expiring access when appropriate; and
• ensuring that sharing complies with law, contract, confidentiality, and the rights of everyone whose content appears in the shared material.

Anyone who obtains a valid share link may be able to view the content covered by that link until it expires or is revoked. Deleting a note, account, or share may not retract copies that a recipient already viewed, downloaded, copied, or stored elsewhere.

9. Acceptable use

You may use the Services only for lawful, authorized, and reasonable purposes. You must not, and must not help anyone else to:

• break the law, infringe or misappropriate another person’s rights, or violate a contract or confidentiality obligation;
• record, monitor, or transcribe a person or communication without any notice or consent required by law or agreement;
• upload or generate malware, ransomware, spyware, destructive code, or content intended to compromise systems or harm people;
• harass, threaten, stalk, defame, discriminate against, exploit, or impersonate another person;
• submit highly sensitive, regulated, or confidential information when you lack authority to process it or when the Services are not suitable for that use;
• use the Services for medical diagnosis, emergency response, weapons, safety-critical control, unlawful surveillance, or automated decisions with legal or similarly significant effects without appropriate human review and legal compliance;
• bypass, probe, defeat, or interfere with authentication, rate limits, quotas, access controls, abuse controls, billing controls, or security features;
• scrape, crawl, bulk-download, mirror, index, benchmark, stress-test, or access the Services through automated, scripted, unattended, or programmatic means except through an interface PolyVoice expressly authorizes;
• use the Services as a general-purpose transcription, inference, storage, or voice-processing API, or resell, sublicense, lease, redistribute, or provide the Services to a third party without our written permission;
• create accounts or submit content in bulk to evade limits, manipulate usage, or obtain promotions improperly;
• reverse engineer, decompile, disassemble, translate, modify, or create derivative works of the Services, except to the limited extent that applicable law does not permit that restriction;
• remove, obscure, or alter proprietary notices or technical controls;
• use the Services to develop, train, evaluate, or improve a competing product or model, except with our written permission or where applicable law expressly permits it;
• interfere with another user’s account, content, or access, or expose another person’s private information; or
• encourage, assist, or attempt any of the conduct above.

We may investigate suspected violations, preserve relevant information, restrict content or features, and cooperate with lawful requests from authorities.

10. Software license and updates

Subject to your compliance with these Terms, PolyVoice grants you a limited, personal, revocable, non-exclusive, non-transferable, non-sublicensable license to install and use the PolyVoice client software and access the Services for your own lawful use during the applicable period. This license does not permit you to copy, distribute, sell, rent, sublicense, or make the software available to anyone else.

The software may download or install updates, patches, security fixes, or configuration changes. Updates may change features or compatibility. Some components may be provided under open-source licenses, which control to the extent they conflict with these Terms.

11. Privacy and data protection

Our handling of personal information is described in the Privacy Policy made available with the Services. You should review that notice before using the Services. The Privacy Policy is separate from these Terms and does not turn data-protection processing into blanket contractual consent. These Terms do not replace any rights or obligations imposed by applicable data-protection law.

If you use PolyVoice to process personal data on behalf of another person or organization, you are responsible for determining whether you need a data-processing agreement, obtaining any required authorization, and giving required notices. Unless PolyVoice separately agrees in writing, you remain responsible for your legal relationship with the people whose information you submit.

Audio and text may be handled differently depending on the feature. Ordinary dictation may send audio for processing and store the resulting transcript, while voice-note features may retain an audio recording with the note. You should review the applicable in-product disclosures and privacy notice before submitting sensitive material. Do not assume that deleting a local recording, closing the app, or signing out deletes a server-side transcript, voice note, share, backup, or provider record.

12. Security and service limits

We use reasonable technical and organizational measures intended to protect the Services and the information processed through them. No system, transmission, device, provider, or storage location is completely secure. You are responsible for using secure devices, protecting credentials, reviewing share links, and maintaining copies of content that is important to you.

The Services may be unavailable, delayed, degraded, or limited because of maintenance, updates, network conditions, capacity, abuse controls, device or operating-system restrictions, provider failures, payment issues, security events, or circumstances outside our reasonable control. We do not promise a particular uptime, response time, retention period, or recovery point unless a separate written agreement says so.

13. Suspension and termination

You may stop using the Services at any time. You may cancel a paid subscription through the applicable billing-management flow, and you may request account deletion through the account controls made available to you or by contacting support.

We may suspend, restrict, or terminate all or part of your access, with or without notice where permitted by law, if:

• you breach these Terms or another agreement with us;
• payment is overdue, reversed, fraudulent, or subject to an improper chargeback;
• your use creates a security, legal, operational, or financial risk;
• we reasonably suspect abuse, unauthorized access, automated use, or evasion of limits;
• we are required to do so by law, court order, or a provider or platform requirement; or
• we discontinue the relevant Service.

Where reasonably practicable, we will provide notice and an opportunity to correct a curable breach. We may act immediately when delay could cause harm or make investigation, security, or legal compliance impossible.

After termination or suspension, you may lose access to the Services and Your Content. You are responsible for exporting or copying content before termination when export is supported. Account deletion is intended to be permanent: it may remove owned notes, groups, blocks, transcripts, voice notes, assistant state, preferences, usage records, sharing relationships, and other account data; revoke access to content shared with you or by you; and cancel or resolve active subscriptions. Some limited records may remain for legal, security, fraud-prevention, billing, backup, or provider-reconciliation purposes, as permitted by law.

Sections concerning ownership, licenses, payment obligations, acceptable use, disclaimers, liability, indemnification, dispute resolution, and any provisions that by their nature should survive will survive termination.

14. Third-party services and app stores

The Services may link to or interoperate with third-party services, including identity, hosting, storage, payment, transcription, AI, operating-system, browser, and app-store services. Your use of a third-party service is governed by that provider’s terms and privacy notice. PolyVoice is not responsible for third-party services or for losses caused by a third party’s acts or omissions.

If you download a PolyVoice application through an app store, the app store is not a party to these Terms, but its terms may apply to your download, payment, updates, and use of the application. The app store and its affiliates may be third-party beneficiaries of the provisions that relate to the application license and support obligations, to the extent allowed by the app store’s rules.

15. Intellectual-property complaints

If you believe content available through the Services infringes your copyright or other intellectual-property rights, send a notice to hello@polyvoice.cloud with enough information for us to identify the work, the allegedly infringing material, your contact details, and a statement that you have a good-faith basis for the complaint. We may remove or restrict access to content and may request additional information. Knowingly submitting materially false claims may result in liability under applicable law.

16. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES, SOFTWARE, AND OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE.” POLYVOICE DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, QUIET ENJOYMENT, AND THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL CODE.

WE DO NOT WARRANT THAT TRANSCRIPTION, CLEANUP, NOTES, VOICE NOTES, SHARING, AI FEATURES, OR OTHER OUTPUTS WILL BE COMPLETE, CURRENT, ACCURATE, PRESERVED, OR SUITABLE FOR YOUR PURPOSE. YOU USE AND RELY ON THEM AT YOUR OWN RISK. NOTHING IN THESE TERMS EXCLUDES A WARRANTY OR RIGHT THAT CANNOT LAWFULLY BE EXCLUDED.

17. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POLYVOICE AND ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, BUSINESS, GOODWILL, OPPORTUNITY, USE, OR DATA, ARISING FROM OR RELATING TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF THOSE DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF POLYVOICE FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID FOR THE SERVICES, WHETHER TO POLYVOICE OR A PAYMENT PROVIDER, DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) EUR 100. THIS CAP DOES NOT APPLY TO LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW.

Some jurisdictions do not allow certain exclusions or limitations. In those jurisdictions, the exclusions and limitations apply only to the maximum extent permitted, and you may have additional rights. Nothing in these Terms limits liability for fraud, intentional misconduct, death or personal injury caused by negligence, or other liability that cannot be excluded or limited by law.

18. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless PolyVoice and its affiliates, licensors, service providers, officers, employees, and agents from claims, damages, losses, liabilities, costs, and reasonable expenses (including legal fees) arising out of or relating to:

• Your Content or your use, sharing, or processing of it;
• your breach of these Terms or another person’s rights;
• your failure to obtain a required notice, consent, license, or authorization;
• your violation of law or a contract; or
• your use of the Services or Outputs in a way that was not authorized by these Terms.

We will notify you of an indemnified claim when reasonably practicable. You may not settle a claim in a way that admits fault by or imposes an obligation on PolyVoice without our prior written consent. This section does not require indemnification to the extent a claim was caused by PolyVoice’s own fraud, willful misconduct, or non-waivable legal responsibility.

19. Dispute resolution and governing law

Before bringing a formal claim, you and PolyVoice agree to try in good faith to resolve the dispute by contacting hello@polyvoice.cloud with a description of the issue and the account or transaction involved. This informal process does not prevent you from taking a step that a mandatory deadline or applicable law requires you to take.

The operator details published with these Terms will identify the governing law and forum. Until those details are published, this section does not select a governing law or exclusive forum. In all cases, mandatory consumer-protection laws in the place where you live continue to apply. Nothing in this section prevents either party from seeking urgent injunctive relief for unauthorized access, misuse, or intellectual-property infringement.

If you are a consumer, you retain any non-waivable right to bring a claim in your local courts or to use an available statutory alternative-dispute-resolution process. We do not require you to waive a right that cannot legally be waived.

20. Changes to these Terms

We may update these Terms to reflect changes to the Services, law, security practices, or business operations. Each published version will show its version number and update date, and the document history below will record material changes. For material changes, we will provide reasonable notice through the Services, by email, or by posting a notice with the updated Terms. Unless applicable law requires a different process, the updated Terms take effect when posted or on the date stated in the notice. Where required, we will obtain affirmative re-acceptance rather than relying on continued use. If you do not accept them, stop using the Services and cancel any paid subscription.

21. General terms

• Entire agreement. These Terms and any policies, order forms, or supplemental terms expressly incorporated into them are the entire agreement about the Services and replace prior understandings about the same subject.
• Order of precedence. If a separate written agreement signed by PolyVoice expressly conflicts with these Terms, the separate agreement controls for the subject it covers. Product-specific terms shown at checkout control for the purchase they describe.
• No waiver. A failure or delay in enforcing a provision is not a waiver.
• Severability. If a provision is held unenforceable, it will be modified to the minimum extent needed to make it enforceable, and the remaining provisions remain in effect.
• Assignment. You may not assign these Terms without our written consent. We may assign them in connection with a merger, acquisition, reorganization, financing, or sale of assets, or as otherwise permitted by law.
• Force majeure. We are not responsible for delay or failure caused by events beyond our reasonable control, including natural disasters, war, civil unrest, labor disputes, government action, internet or utility failures, platform changes, or third-party outages.
• Notices. We may give notices through the Services, to the email associated with your account, or by posting to a relevant website. You may send legal notices to hello@polyvoice.cloud, unless a different address is provided in a later legal notice.
• No agency. These Terms do not create a partnership, employment, agency, fiduciary, or franchise relationship between you and PolyVoice.

22. Contact

Questions about these Terms, account access, billing, or legal notices may be sent to hello@polyvoice.cloud.

Document history and ownership

• Version 0.2 — August 12, 2026. Clarified Paddle subscription management and usage-entitlement treatment.
• Draft product update — September 8, 2026. Replaced the former word and processing-unit limits with one monthly shared audio allowance and made note-assistant input voice-only.
• Draft review — August 23, 2026. Aligned the displayed draft identifier with the backend Terms version and explicitly recorded that no effective version has been approved.
• Version 0.1 — August 11, 2026. Initial implementation draft covering the current PolyVoice dictation, notes, voice-note, sharing, AI, billing, and account-deletion flows.

The PolyVoice operator owns updates to this document. Every published change should update the version, last-updated date, and history above, and material changes should receive product and jurisdiction-appropriate legal review before taking effect.